Bancassurance

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Strengthen your bancassurance distribution channel with the power of partnership.

One of the most important channels for life insurance globally, bancassurance distribution agreements involve a simple exchange: a bank offers a large customer base and distribution infrastructure, and in return, receives new fee-revenue streams and the ability to offer more comprehensive products and services from an insurer.

And yet as direct as these arrangements may seem, success can be challenging for the unprepared. Our expertise gives you a competitive advantage.

The RGA Difference

Unmatched market expertise. Our research and survey capabilities uncover underserved segments and inform truly novel product designs.
Access to an extensive innovation ecosystem, technology solutions, and advisory capabilities all designed to help you reimagine bancassurance distribution for a digitizing world. RGA’s global networks extend from traditional carriers to emerging insurtech and fintech entrants and the partners and portfolio companies of RGAX, the transformation engine of RGA.

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What Bancassurers Can Expect

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Better Risk Selection

Solutions from RGA are tailored to meet your bancassurance needs. We have the experience, expertise, and insight to help you make the most of your data – and we provide proprietary and industry sources to enrich your risk assessments.

Since 2007, RGA has conducted bancassurance surveys globally. We offer unique expertise as the world's leading facultative underwriter with one of the largest blocks in the life reinsurance industry. The result is a deeper understanding of the customer – and a more customized, engaging, and effective customer journey.

Build customer loyalty and lifetime value through targeted bancassurance solutions.

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Legendary Client Focus

RGAs global bancassurance experts have one goal – to support you. We don’t transact and leave; we build relationships that last, so you can expect:

Proactive solutions to address the toughest challenges. RGA combines primary market research insights and global best practices to answer questions you haven’t yet asked.
Access to experts with deep knowledge across the insurance value chain and extensive bancassurance experience.
Global perspective, drawing on the latest product designs and developments across the industry, and deep knowledge of local market practices.
Flexibility to adapt bancassurance solutions to each client’s unique need.

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